Indian Parents usually begin thinking and planning from the day when a child is born. And if that is a girl child, the situation becomes more critical and they begin searching for some girl child schemes in India to get some benefits and save tax. As we know that Indians have to look after and plan for their old age, Parents visualize everything for their kids – schooling, higher studies, a bright future, and good married life ahead. Our government plays a vital role in this. It runs various government schemes for the girl child and lucrative plans from time to time, still many are yet to come. The government has designed these schemes for the benefit of kids after their teenage, hence this post might solve some of your concerns. Let’s discuss the below fruitful government schemes so that the parents can plan a better future for the young generation:
1. C.B.S.E. Scholarship Scheme 2016
This scheme is a central government scheme for a single girl child to boost up girl education in India. The objective of the scheme is to give some relaxation in school tuition fees. Another aim of this scheme is to promote a single girl child. It is available only for a single girl child, she must be a student of a government school. So it promotes government education somewhere.
Benefit
Under this scheme, the girl will get a relaxation of Rs.500 per month in her school tuition fee.
Eligibility
- The girl should have scored 60 percent or 6.2 CGPA on her 10th board.
- Her school fee should not be more than Rs.1500 a month.
- She should be the single girl child of her parents so that it can promote population control
- Her fee increment in the next classes i.e. 11th and 12th classes should not be more than 10% of the previous fee.
How to apply
This scheme can be easily applied online. All you need to do is click the below link, click on “Apply online“, and submit your details.
2. Sukanya Samriddhi Yojna
This is a very famous central government scheme for single girl child. This government scheme for the girl child is a part of Beti Bachao, Beti Padhao campaign. The objective of this girl child scheme in India is to save the girl child and provide her a better education and secure a good future for her. This scheme works like a saving plan. This is a wonderful plan for those parents who want to begin early for their daughter’s education and wedding. Under this scheme, there is no strict minimum amount to invest. You can deposit as little as Rs.100. The account remains active until 21 years from the date of opening the account.
Benefits
This government scheme for girl child fetches a good benefit of 9.1 percent. Moreover, you will get tax benefits too. For tax benefits, you will need to submit the premium slip along with other details while submitting income tax saving proofs.
Eligibility
- The girl should be less than 10 years old.
- The opening amount of the account is Rs 1,000.
- The maximum amount one can deposit is Rs 1,50,000 a year.
- Parents will have to pay in the account for 14 years. For example, you opened the account when your daughter was 3 years old, you will need to invest in this account until the girl turns 17 (3+14).
How to Apply
One can open this account at the nearest post office or bank. This account can be transferred from one place to another one a later date.
Sukanya Samriddhi Yojana Calculator – Calculate SSY Maturity Amount
Government Schemes, Missions, Campaigns and Programmes In India
3. Balika Samridhi Yojna
The Balika Samridhi Yojna was launched by the Govt. of India on 15th August 1997. All girls who are born on or after 15 August 1997 are eligible for this scheme. As the name suggests, Balika Samridhi Yojna was meant to be for the upliftment of girls. This government scheme for the girl child is available for both rural and urban areas.
Benefits
Under this girl child scheme in India, the girl child will get two benefits. First, a gift of Rs. 500 at the time of her birth and second, a fixed amount will be deposited in her account whenever she heads to the next class during her school days (till class 10th). Below is the list of monetary benefits for the girl child:
| Class | Scholarship Money |
| I-III | Rs.300/annum for each class |
| IV | Rs.500 /annum |
| V | Rs.600/annum |
| VI-VII | Rs.700/annum for each class |
| VIII | Rs.800/annum |
| IX-X | Rs.1000/annum for each class |
Eligibility
- The girl should be born on or after 15 August 1997.
- She should belong to the below poverty line.
- Only two girls from one family can avail of the benefits.
How to Apply
For First Benefit –
This government scheme for a girl child entitles an Rs.500 benefit at the time of the birth of the girl. One needs to apply individually for this. Below are the links to the same.
For Second Benefit –
- For Rural Areas – The applications can be obtained from the nearest Anganwadi worker.
- For Urban Areas – The application forms are available from the nearest Health Functionaries.
4. Mukhyamantri Rajshri Yojna
This girl child scheme in India is to ensure that girls get proper medical care and education right from the day they are born. Under this scheme, the government gives a fixed amount to the girl child at various stages in her life. The main objective of the scheme is not only to spread positivity about the girl child but also to improve the gender ratio, and provide financial aid for her education.
Benefits
- First of all, the government will give Rs.2500 to the mother of the girl child at the time of giving birth
- When the girl child completes one year of her birth, the government checks the records of the vaccination given to the girl child. If the girl gets all the vaccination on time, the mother will again receive Rs.2500 through cheque. Thus, it promotes child vaccination and basic hygiene too.
- The government will provide Rs.4000 to the girl child when her parents apply for her admission in the 1st standard in any public school.
- In the aim to provide financial support to the girl child, the government will again give Rs. 5000 when she passes class 5th and heads to class 6th.
- Rs.11000 per class will be given to the girl child when she passes class 11th and class 12th.
- When the girl successfully completes her school education, the government will give a financial aid of Rs.25000 at the time of passing class 12th.
Eligibility
- The girl child must be born in Rajasthan state
- The girl should be born on or after 1st June 2016.
How to Apply
If you want to apply for Mukhyamantri Rajshree Yojna, you can contact not only the nearest government hospital, but also the health officer, Zilla Parishad, Gram Panchayat, or education officer. The requisite documents are – Aadhar Card, Residential Proof, Birth Certificate, Passport Size Photos, and Bank Account Details.
Note – Mukhyamantri Rajshri Yojna is available only for Rajasthan residents.
5. Mukhyamantri Kanya Suraksha Yojna
The Bihar government has come up with a unique girl child scheme in India to help the below poverty line girls. And, this scheme is an alliance between the Bihar government and UTI mutual fund. The main attractive point of this scheme is that the girl or the parents will not receive the amount until the girl turns 18years. The consolidated amount will not be given to the girl child unless she attains adulthood. Below are the further details of the scheme:
Benefit
Because this scheme is a collaboration between two entities, the government will deposit Rs.2,000 in the name of the girl in the UTI mutual fund. This amount will fetch a good rate of interest and will become around Rs.18,000 at the time of maturity. It will not be given to the girl until the age of 18 years.
Eligibility
- The girl should be born on or after 22nd November 2007.
- The girl should belong to BPL(Below Poverty Line) family.
- This scheme can be benefitted by only two girls per family.
- The girl’s birth registration must be done within one year of her birth.
- The overall age of the girl should not be more than three years.
How to Apply
To avail of this girl child scheme in India, one can visit the nearest Anganwadi Centre or Child Development Project Officer of the district. This scheme can also be applied at the nearest DSW (Directorate of Social Welfare) office.
Note – Mukhyamantri Kanya Suraksha Yojna is available only for Bihar residents.
6. Mukhyamantri Laadli Yojna
The Jharkhand government has taken a good initiative to give financial assistance to make girls self-dependent so that girls for the tribe families can also foresee a bright career. Under this scheme, the girl will not only get interim payments during the various stages in her life but also receive a huge amount of Rs. 1,00,000 at the age of 21.
Benefit
- The Jharkhand government will deposit Rs.6,000 per year for a term of five years in the name of the girl child at the post office savings account. Hence, the parents do not need to pay any initial amount.
- This will turn into an approximate amount of Rs.1,00,000 at the time of maturity, hence it is also a good saving option for the parent. But, it can be withdrawn by the girl at the age of 21 years. However, the girl should be unmarried till then.
- Apart from the above benefit, the girl will also receive interim financial assistance of Rs. 2000, Rs. 4000, and Rs. 7500 while studying in class 6th, 9th, and 11th respectively.
- When the girl enters into higher secondary classes, the Jharkhand government supports her with Rs.200/month as stipend money.
Eligibility
- The girl should belong to the BPL (Below Poverty Line) family.
- The girl should be born on or after 1st April 2008.
- There should be only two children in the benefited family.
- The girl child should not get married until the age of 21 years.
- The birth certificate of the girl child should be generated after one year of her birth.
How to apply
To avail of this scheme, one can approach the nearest Anganwadi Centre.
7. Mazi Kanya Bhagyashree Scheme
The Maharastra government inaugurated Mazi Kanya Bhagyashree Scheme in April 2016. The main focus of this scheme is to control the increasing population as well as promote girl child. The annual budget for the scheme was set at Rs.200 crore, hence it is a good option for the people of Maharastra. Under this scheme, the benefited girl child will get money at various stages during her life. This scheme is available only for people living in Maharashtra.
Benefits
- As per the rules of this government scheme for the girl child, the mother will get Rs.500o a month. This amount will be given to the mother until the girl turns five years old.
- The girl child will receive Rs.3000 simultaneously. It will also be given for the first five years. Thus it gives financial support to parents for a long time.
- As soon as the girl attains 18 years of age, she will get Rs 1 lakh from the Maharashtrian government. Thus, this scheme is very crucial for the parents at the time of higher studies.
Eligibility
- The girl should belong to the BPL (Below Poverty Line) family, hence it is not available for the creamy layer population.
- This government scheme for girl child is mainly available for a single girl child because the main of the scheme is to control the population. If a second daughter takes birth in the same family, the amount will be distributed between both the girls, thus this scheme is beneficial for two sisters. However, if a third child takes birth in the same family (irrespective of daughter and son), the scheme will become null and will be ceased.
How to apply
If you want to apply for Mazi Kanya Bhagyashree Scheme, also download the application form by clicking the below link. All you need to do is fill out the form and submit it to the Directorate of Social Welfare. So, we can say that fill the form online, take a print, and submit it to the pertinent office.
Application form of Mazi Kanya Bhagyashree Scheme
8. Nanda Devi Kanya Yojna
Nanda Devi Kanya Yojna is an amazing initiative by the Uttrakhand government only, hence people from the valley can take the benefit. Because this scheme is launched with the help of the women and child welfare department, so it gives immense benefits. This government scheme for girl child focuses on financial help to girls not only at the time of their school studies but also thereafter. The main benefit of the scheme is that the girl child receives a huge fixed deposit amount at the time of adulthood, hence it gives them monetary benefit at the right time.
Benefits
- Under this scheme, the girl child receives money not only at the time of birth but also she will be getting double monetary benefits in her life. First of all, an amount of Rs.5000 will be given at the time of the birth of the girl child.
- Also, a fixed amount of Rs.15000 is fixed in the name of the girl child and it will be given to the girl when she turns 18 years old or passes the class 10th examination. Hence, this amount gives help to the girl and the family for further studies.
Eligibility
- The applicant should hold an Uttrakhand domicile but it should be a valid one.
- The income is also in consideration to get this scheme. The income of the family of the girl child should be less than 36000/month (for rural areas) and 42000/month (for an urban area)
- The applicant should belong to the below poverty line, thus it is not available for the creamy layer people
- Because the government also has other agendas to control the population, only two girl children from the same family can avail of this benefit
- The applicant should have the following documents: Aadhar Card, Domicile Certificate, Income Certificate, Girl’s Birth Certificate, BPL Certificate, and Maternal-Child Protection Card
How to Apply
- The applicant just needs to visit the nearest Anganwadi Kendra in Uttrakhand State, so it becomes very easy to apply for this.
- The applicant can also contact Women Empowerment and Child Welfare Department.
We have discussed the central government schemes for single girl child as well as schemes by the state government. There are many initiatives taken to promote girl childbirth as well as to control the population. These above government schemes for girl child are provided by our government for the girl child’s welfare, hence it gives us an idea from an early stage. This is just a tiny step and ensures parents or families that girls are not a burden but they are backing for you. Apart from the government schemes for the girl child, there are various schemes launched by private banks for girl child benefits. Hence we can say that girls are not a burden, but they are the future of the nation. If this post gives you some knowledge that you can share with someone needy, so please share this article with them.
